Frequently Asked Questions

First time borrowers need to complete a Loan Application. Both can be obtained through your on-site representative, or call the credit union and we will be happy to mail one to you. Subsequent loan requests require an updated form that can be faxed, or mailed to the credit union.

You may apply for a loan as soon as you become a member. There are no membership time requirements for loan qualifying.

A. Payroll deduction is an agreement between you and your employer. Payroll deduction change forms are available from your employer or credit union. When changing deductions, remember to indicate the total amount you want deducted from your check and forwarded to the credit union.

  • Safe – Your paycheck is protected against loss or theft.
  • Worry-free – Now you can be assured that your check is deposited, even when you are away from home.
  • Saves time – You no longer have to make special trips to the credit union or stand in long lines on payday.
  • Convenient – No more waiting for the mailman. Your deposits will be made for you automatically, allowing you to set your own timetable for getting cash.

Your check stub from your paycheck is your permanent record.

This service is free to all participating Fannin FCU members.